August 28th, 2008
Dont forget the purpose of your reality and wish lists. Shopping for a home is an emotional process. Your heart will cost you money; using your head will save it.
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August 27th, 2008
The only thing that will stop you from running to your nearest Circuit City, Best Buy or Sony Style to pick up a Blu-Ray player and a couple movies to go with it (and if youre really ambitious, you can buy a Blu-Ray disc burner too) is the large and almost unwieldy price tag.
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August 27th, 2008
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August 26th, 2008
Step #3: Money. To maximize your sales you need to let people know why you are the person to solve their concerns. You have to provide credibility so that they will give you their money. If you dont provide credibility then they wont have faith that your product will actually solve their problems. You can provide testimonials, show results, and give your credentials so they will literally throw their money at you. Fear is a very powerful feeling, so you can use fear to your advantage.
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August 26th, 2008
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August 25th, 2008
Top Tips: how to lower winter heating bills (CNNMoney.com)
This summer we saw record high gas and oil prices. And this winter season is gearing up to be just as expensive. If you’re sick of paying so much for your energy needs, here are some solutions.
MBNA paid Biden son at critical time for bill (AP)
A son of Democratic vice presidential candidate Joe Biden was paid an undisclosed amount of money as a consultant by MBNA, the largest employer in Delaware, during the years the senator supported legislation that was promoted by the credit card industry and opposed by consumer groups.
Online bank touts 3.75% savings rate (CNNMoney.com)
New York Private Bank & Trust, the holding company of Emigrant Bancorp, Inc., unveiled a new online savings account Monday that the company claims will provide the highest interest rate in the country.
CORRECT: Ten money tips every college freshman should heed (MarketWatch)
If youre about to start your freshman year in college, youre likely fretting over the homework load and how to avoid embarrassing yourself in front of your classmates. Meanwhile, your parents fears as you take this major step toward adulthood are running as rampant as their imagination will allow.
Ten top money ideas for college freshmen — and their parents (MarketWatch)
If youre about to start your freshman year in college, youre likely fretting over the homework load and how to avoid embarrassing yourself in front of your classmates. Meanwhile, your parents fears as you take this major step toward adulthood are running as rampant as their imagination will allow.
Top Tips: What you need to know about declaring bankruptcy (CNNMoney.com)
Foreclosures are at an all time high; consumer debt is over $2.5 trillion dollars and the rise in consumer bankruptcies are a disturbing new trend. If you’re thinking about filing, Personal Finance Editor Gerri Willis has some tips on what you need to know.
Money Woes? Blame Your Mother (Motley Fool)
The ways your parents, peers, the Joneses and others sway your financial decisions — both good and bad.
A Pile of Money Is Not Enough (Motley Fool)
Five ways to add meaning to your financial plan.
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August 25th, 2008
While there are various ways you can fall victim to identity theft, internet identity theft has become increasingly troubling over the past few years. With a rise into the number one crime in the U.S., it is vital that you are careful when purchasing or submitting any personal information because you never know if you may be the next victim of identity theft.
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August 24th, 2008
But buyer beware, dealers know that buying a car can be a mentally exhausting experience, and finance departments will often add hidden fees in the paperwork for services or features you dont want (e.g., extended warranties, service agreements, etc.). Dealerships also offer attractive financing deals like rebates or low interest rates, but many of them depend on your credit scorewhich you should always know before you even step foot on the lot. You can check your credit score and correct any errors by visiting www.equifax.com, www.experian.com, or www.transunion.com.
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August 23rd, 2008
Promotional incentives are easier to come by in some parts of the world. In some countries there are strict regulations on the way promotions can be run.
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August 23rd, 2008
Auto dealerships consistently mark up the loan cost without informing the customer. It would have been illegal had you been financing a home, but not so when it”s a Automobile. Ignorance may be bliss, but this time it could burn you. If you have no idea about it or do not inquire into it, the dealerships” salesmen and the finance executives would not be the ones to tell you. The buyer of the Auto doesn”t have to finance the deal through the dealerships alone. He can head to a credit union or to a bank and shop around.
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