August 28th, 2008
All people need to do is apply for the credit card as usual. Most credit card forms, whether online or in print, have a section where applicants can write the card numbers of the cards they hold and the amounts they want to transfer. Balances can be transferred from other credit card and from store cards.
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August 27th, 2008
PowerRatings Stock Spotlight: Diebold (TradingMarkets.com)
Our spotlighted PowerRatings stock is Diebold, a manufacturer of bank safes and vaults with a Long Term PowerRating of 10.
Top Tips: What you need to know about banks in trouble (CNNMoney.com)
More banks are in trouble according to the FDIC. Is your bank next on the list? Here’s what to look for.
Credit-Card Rage (BusinessWeek)
Debt-strapped consumers vent their frustration with banks as they root for new rules to rein in card rates and fees
How to get the best loan rates (Bankrate.com)
Learn about the forces that drive rates on several different types of loans in this tough lending environment.
Six ways to insure excess deposits (Bankrate.com)
Want to insure your deposits for more than the FDIC limit at one bank? Here are six ways to do it.
Borders narrows loss for 2nd quarter (AP)
Bookseller Borders Group Inc. said Tuesday that it narrowed its losses and slashed its debt during the second quarter, but continued to see sales slow as consumers limited their discretionary spending.
Financial Community Courts The Kids (Investor’s Business Daily)
Most teens today can’t balance a checkbook to save their lives. And investing? They think that’s some murky mystery understood only by old rich…
No More Excuses, Young Investors (Motley Fool)
It’s never too early to get started investing.
Do You Need a Daily Money Manager? (Motley Fool)
No time to manage your money? Hire help.
Online Money: GiveMe20 aims at teen budgeting (AP)
“Want to teach your kids how to control their spending?” That’s the question that greets a visitor to GiveMe20.com, a new Web site from PSCU Financial Services, a nationwide cooperative of more than 500 credit unions.
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August 27th, 2008
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August 26th, 2008
There is nothing really good about debt. Americans have been convinced by retail salesmen and the banks that to have good credit one must have a solid credit history through credit cards or credit accounts. A solid history means more than the fact that you have consistently made payments on time without failure. The credit card companies and the banks evaluate your spending tends, the debt load over time, your savings history, checking deposit history and actual check spending history. This personal information is felt by these institutions to be proprietary, belonging to the institution because of their unique methods of collection, rather than belonging to the individual who creates this activity.
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August 26th, 2008
Until then, a good postponing phrase would be, ‘All I”ll require is a competitive salary. I will likely be using PayScale and other resources to help determine that — as I presume you will, too. So I”m confident the starting salary will take care of itself, if I”m the right person for the job.’
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August 26th, 2008
A common phrase that is often used these days to refer to the making of your investments safer is having a balanced portfolio. This means that you are not putting all of your eggs into one basket. You know that some markets are a much greater risk than others, such as trading on the stock market, and so you put some of your investment capital into some that are much safer and less likely to be lost. This ‘balance,’ created by placing some of your investment into a variety of potential interest bearing accounts, should result in an overall gain.
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August 26th, 2008
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August 25th, 2008
Many online applications forms offer you the chance to take up additional services such as payment protection insurance, travel insurance, household insurance and much more.
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August 25th, 2008
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August 25th, 2008
Judy multiplied all monthly expenses by 12 months/year, and added these to all weekly expenses which she had multiplied by 52 weeks/year. Suggestion - add: the LEAST amount one must get out of the business for oneself; add $100 per week for misc; add 15% to payroll; add $100 per week for pilferage; etc.) Now she divided ALL the expenses by 52 weeks, and divided again by the number of days of operation. This is the DAILY fixed cost of operation. Let”s say this comes to $300 per day.
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