All people need to do is apply for the credit card as usual

August 28th, 2008

All people need to do is apply for the credit card as usual. Most credit card forms, whether online or in print, have a section where applicants can write the card numbers of the cards they hold and the amounts they want to transfer. Balances can be transferred from other credit card and from store cards.

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Late breaking news

August 27th, 2008

PowerRatings Stock Spotlight: Diebold (TradingMarkets.com)

Our spotlighted PowerRatings stock is Diebold, a manufacturer of bank safes and vaults with a Long Term PowerRating of 10.

Top Tips: What you need to know about banks in trouble (CNNMoney.com)

More banks are in trouble according to the FDIC. Is your bank next on the list? Here’s what to look for.

Credit-Card Rage (BusinessWeek)

Debt-strapped consumers vent their frustration with banks as they root for new rules to rein in card rates and fees

How to get the best loan rates (Bankrate.com)

Learn about the forces that drive rates on several different types of loans in this tough lending environment.

Six ways to insure excess deposits (Bankrate.com)

Want to insure your deposits for more than the FDIC limit at one bank? Here are six ways to do it.

Borders narrows loss for 2nd quarter (AP)

Bookseller Borders Group Inc. said Tuesday that it narrowed its losses and slashed its debt during the second quarter, but continued to see sales slow as consumers limited their discretionary spending.

Financial Community Courts The Kids (Investor’s Business Daily)

Most teens today can’t balance a checkbook to save their lives. And investing? They think that’s some murky mystery understood only by old rich…

No More Excuses, Young Investors (Motley Fool)

It’s never too early to get started investing.

Do You Need a Daily Money Manager? (Motley Fool)

No time to manage your money? Hire help.

Online Money: GiveMe20 aims at teen budgeting (AP)

“Want to teach your kids how to control their spending?” That’s the question that greets a visitor to GiveMe20.com, a new Web site from PSCU Financial Services, a nationwide cooperative of more than 500 credit unions.

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Late breaking news

August 27th, 2008

Prepaid credit cards help consumers know limits

Prepaid credit cards help consumers know limits

Beginner’s guide to credit cards

Beginner’s guide to credit cards

Intelligent Finance credit cards scrapped

Intelligent Finance credit cards scrapped

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There is nothing really good about debt

August 26th, 2008

There is nothing really good about debt. Americans have been convinced by retail salesmen and the banks that to have good credit one must have a solid credit history through credit cards or credit accounts. A solid history means more than the fact that you have consistently made payments on time without failure. The credit card companies and the banks evaluate your spending tends, the debt load over time, your savings history, checking deposit history and actual check spending history. This personal information is felt by these institutions to be proprietary, belonging to the institution because of their unique methods of collection, rather than belonging to the individual who creates this activity.

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Until then, a good postponing phrase would be, ‘All I”ll require is a competitive salary

August 26th, 2008

Until then, a good postponing phrase would be, ‘All I”ll require is a competitive salary. I will likely be using PayScale and other resources to help determine that — as I presume you will, too. So I”m confident the starting salary will take care of itself, if I”m the right person for the job.’

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A common phrase that is often used these days to refer to the making of your investments safer is

August 26th, 2008

A common phrase that is often used these days to refer to the making of your investments safer is having a balanced portfolio. This means that you are not putting all of your eggs into one basket. You know that some markets are a much greater risk than others, such as trading on the stock market, and so you put some of your investment capital into some that are much safer and less likely to be lost. This ‘balance,’ created by placing some of your investment into a variety of potential interest bearing accounts, should result in an overall gain.

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Late breaking news

August 26th, 2008

Loan Interest Rates On The Rise

Loan Interest Rates On The Rise

UK Pensioners Suffering Loan Difficulties

UK Pensioners Suffering Loan Difficulties

Personal loans cheaper than dealership finance, expert claims

Personal loans cheaper than dealership finance, expert claims

Payday Loans Offers You a Loan Till Pay Day

Payday Loans Offers You a Loan Till Pay Day

New payday loans firm launched

New payday loans firm launched

Personal loans for home improvements rise, research shows

Personal loans for home improvements rise, research shows

Home Loan Approvals Fall To Five-Year Low

Home Loan Approvals Fall To Five-Year Low

Banks In Europe Face 120 Billion Euro Loss On Consumer Loans

Banks In Europe Face 120 Billion Euro Loss On Consumer Loans

Nationwide Slash Interest Rates Again

Nationwide Slash Interest Rates Again

GBP16bn Rise In Overdraft And Personal Loan Debt

GBP16bn Rise In Overdraft And Personal Loan Debt

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Many online applications forms offer you the chance to take up additional services such as payment

August 25th, 2008

Many online applications forms offer you the chance to take up additional services such as payment protection insurance, travel insurance, household insurance and much more.

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Late breaking news

August 25th, 2008

Loan Interest Rates On The Rise

Loan Interest Rates On The Rise

UK Pensioners Suffering Loan Difficulties

UK Pensioners Suffering Loan Difficulties

Personal loans cheaper than dealership finance, expert claims

Personal loans cheaper than dealership finance, expert claims

Payday Loans Offers You a Loan Till Pay Day

Payday Loans Offers You a Loan Till Pay Day

New payday loans firm launched

New payday loans firm launched

Personal loans for home improvements rise, research shows

Personal loans for home improvements rise, research shows

Home Loan Approvals Fall To Five-Year Low

Home Loan Approvals Fall To Five-Year Low

Banks In Europe Face 120 Billion Euro Loss On Consumer Loans

Banks In Europe Face 120 Billion Euro Loss On Consumer Loans

Nationwide Slash Interest Rates Again

Nationwide Slash Interest Rates Again

GBP16bn Rise In Overdraft And Personal Loan Debt

GBP16bn Rise In Overdraft And Personal Loan Debt

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Judy multiplied all monthly expenses by 12 months/year, and added these to all weekly expenses

August 25th, 2008

Judy multiplied all monthly expenses by 12 months/year, and added these to all weekly expenses which she had multiplied by 52 weeks/year. Suggestion - add: the LEAST amount one must get out of the business for oneself; add $100 per week for misc; add 15% to payroll; add $100 per week for pilferage; etc.) Now she divided ALL the expenses by 52 weeks, and divided again by the number of days of operation. This is the DAILY fixed cost of operation. Let”s say this comes to $300 per day.

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